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Home > Vista del Lago HS Homecoming Parade

Vista del Lago HS Homecoming Parade

August 12, 2014 by jleonardi Leave a Comment

Vista_Del_Lago_High_SchoolVista del Lago High School Homecoming Parade
Times: Sept 10, 2014 – 6:00PM – 7:00PM
Location: Empire Oaks Elem to Vista del Lago HS
Description: 6th Annual Homecoming Parade with Floats.
Route Follows Golf Links Road from Empire Oaks Elementary to Vista del Lago HS

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Newly Listed! Welcome to 1418 Crocker Dr. in the d Newly Listed!
Welcome to 1418 Crocker Dr. in the desirable gated community of The Summit in El Dorado Hills. First time on market, this stunning property features 4 BR w/ 2 spacious master suites which include covered verandas w/ incredible views, 4 BA, a steam shower, upper/lower-level laundry areas, spacious 30'+ 4-car garage, elevator option from garage to main floor. Upon arrival, you're greeted by a beautiful 8' mesquite wood front door, Saltillo tile floors, sweeping staircase w/ vaulted ceiling. Kitchen & family rm feature large windows for mesmerizing lake views & sunsets, French doors open to covered verandas, granite & Italian marble counter tops, copper farmhouse sink, soft close Knotty Alder wood cabinets, High-end SubZero & Thermidor Stainless steel kitchen appliances. Pride of ownership shines throughout, from the Artist designed landscaping & driveway to many of the home's interior details & features. This is the property to see if you are looking for that special place to call home. Listed at $1,895,000
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You may be reading headlines and hearing talk abou You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is in a bubble. The results indicate most a majority (60%) said the real estate market is not currently in a bubble.

If you’re concerned a crash may be coming, here’s are two key factors that should help ease your concerns.

>>1. Low Housing Inventory Is Causing Home Prices To Rise

Inventory is nothing like the last time. Prices are rising because there’s a healthy demand for homeownership at the same time there’s a limited supply of homes for sale. Odeta Kushi, Deputy Chief Economist at First American, explains:

“The fundamentals driving house price growth in the U.S. remain intact. . . . The demand for homes continues to exceed the supply of homes for sale, which is keeping house price growth high.”

>>2. Mortgage Lending Standards Today Are Nothing Like the Last Time

During the housing bubble, it was much easier to get a mortgage than it is today. Purchasers who acquired a mortgage over the last decade are much more qualified than they were in the years leading up to the crash. Realtor.com notes:

“. . . Lenders are giving mortgages only to the most qualified borrowers. These buyers are less likely to wind up in foreclosure.”

A majority of experts agree, we’re not in a housing bubble. If you have questions, let’s connect to discuss why today’s housing market is nothing like 2008.

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🏡Buying a home allows you to stabilize what’s 🏡Buying a home allows you to stabilize what’s typically your biggest monthly expense: your housing cost. When you have a fixed-rate mortgage on your home, you lock in your monthly payment for the duration of your loan, often 15 to 30 years. James Royal, Senior Wealth Management Reporter at Bankrate, says, “A fixed-rate mortgage allows you to maintain the biggest portion of housing expenses at the same payment. Sure, property taxes will rise and other expenses may creep up, but your monthly housing payment remains the same. That’s certainly not the case if you’re renting.”

🏡So even if other prices increase, your housing payment will be a reliable amount that can help keep your budget in check. If you rent, you don’t have that same benefit, and you won’t be protected from rising housing costs.

🏡While it’s true rising home prices and higher mortgage rates mean that buying a house today costs more than it did even a few months ago, you still have an opportunity to set yourself up for a long-term win. That’s because in inflationary times, you want to be invested in an asset that outperforms inflation and typically holds or grows in value.

🏡If you’ve been thinking about buying a home this year, it makes sense to act soon, even with inflation rising. That way you can stabilize your monthly housing cost and invest in an asset that historically outperforms inflation. If you’re ready to get started, DM us so you have expert advice on your specific situation when you’re ready to buy a home.
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