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Folsom CA Christmas Tree Lighting 2022
Carriage Rides in El Dorado Hills Town Center
Christmas Carriage Rides & Santa Visits in Folsom CA
Historic Folsom DECKS THE HALLS with Christmas Magic.
El Dorado Hills Christmas Tree Lighting
Folsom’s 54th Annual Christmas Arts and Crafts Fair
Photos with Santa at Palladio
Historic Folsom Ice Rink
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Folsom Fall Concert Series
Trick or Treat – FestiFall
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Folsom CA Farmers Market
3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]
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Saving for a Down Payment? Here’s What You Should Know.
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The Long-Term Benefit of Homeownership
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How To Prep Your House for Sale This Fall
Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]
John Leonardi voted #1 Real Estate Agent-Team for 2022!
If You’re Thinking of Selling Your House This Fall, Hire a Pro
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Top Reasons Homeowners Are Selling Their Houses Right Now
Watching the Stock Market? Check the Value of Your Home for Good News.
Will My House Still Sell in Today’s Market?
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Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market
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Getting Your House Ready To Sell? Work with an Agent for Expert Advice
Should I Sell My House This Year?
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Expert Forecasts on Mortgage Rates
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New Homes May Have the Incentives You’re Looking for Today
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What Does a Recession Mean for the Housing Market? [INFOGRAPHIC]
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ClientTestimonials

"This guy is awesome!! If it wasn’t for him, I wouldn’t have been able to get my house. John Leonardi is extremely knowledgeable and was available 24/7. I had so many questions and was... continued"

- Trish P.

With the rapid shift that’s happened in the hous

With the rapid shift that’s happened in the housing market this year, some people are raising concerns that we’re destined for a repeat of the crash we saw in 2008. One of the reasons this isn’t like the last time is the number of foreclosures in the market is much lower now. Here’s a look at why there won’t be a wave of foreclosures flooding the market.

>>Not as Many Homeowners Are in Trouble This Time

After the last housing crash, over nine million households lost their homes due to a foreclosure, short sale, or because they gave it back to the bank. This was, in large part, because of more relaxed lending standards where people could take out mortgages they ultimately couldn’t afford.

Today, revised lending standards have led to more qualified buyers. As a result, there are fewer homeowners who are behind on their mortgages.

>>There Have Been Fewer Foreclosures over the Last Two Years

During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The program gave homeowners facing difficulties extra time to get their finances in order and, in many cases, work out a plan with their lender.

And most importantly, the number of foreclosures we’re seeing now is still far below the number we saw during the market crash.

>>Most Homeowners Have More Than Enough Equity To Sell Their Homes

Due to rapidly rising home prices over the last two years, the average homeowner has gained record amounts of equity in their home. And if they’ve stayed in their homes even longer, they may have even more equity than they realize.
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#realestate #realtor #realestateagent #home #realtorlife #househunting #dreamhome #realtorsofinstagram #luxury #luxuryrealestate #homesweethome #luxuryhomes #realestatelife #realestatemarket #homes #luxurymarket #eldoradohills #granitebay #folsomca #realtorlife #leonardirealestate #californiarealestate #folsomrealestate #housingmarket

Each year, homeowners planning to make a move are

Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. Here are five great reasons you shouldn’t wait to sell your house.

1. While the supply of homes for sale has increased this year, there still aren’t enough homes on the market to keep up with buyer demand.

2. Serious homebuyers are out looking right now. Millennials are driving homebuying demand today, and many are eager to make a purchase.

3. The desire to own a home doesn’t stop during the holidays. In fact, homes decorated for the holidays appeal to many buyers. Plus, purchasers who look for homes during the holidays are ready to buy.

4. You can restrict the showings in your house to days and times that are most convenient for you. That can help you minimize disruptions, which is especially important this time of year.

5. Rents have skyrocketed in recent years. And, many buyers are looking to escape rising rents and avoid falling into the rental trap for another year.

Your home could be their ticket to leaving renting behind for good.

There are still many reasons it makes sense to list your house during the holiday season. DM me to determine if selling now is your best move.

#realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #leonardirealestate

Wishing you and your family a Happy Thanksgiving 🦃 🍽
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#realestate #realtor #realestateagent #home #realtorlife #househunting #dreamhome #realtorsofinstagram #luxury #luxuryrealestate #homesweethome #luxuryhomes #realestatelife #realestatemarket #homes #luxurymarket #eldoradohills #granitebay #folsomca #realtorlife #leonardirealestate #californiarealestate #folsomrealestate #happythanksgivng

If you put a pause on your home search because you

Experts agree there’s no chance of a large-scale

Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says:

“. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter and homeowners have historically high levels of home equity, so there likely won’t be a surge in foreclosures.”

But even though the volume of homeowners at risk is very low, there is still a small percentage of homeowners who may be coming face to face with foreclosure as a possibility today.

The good news is there are alternatives available to help you avoid going through the foreclosure process, including:

• Reinstatement
• Loan modification
• Deed-in-lieu of foreclosure
• Short sale

But before you go down any of those paths, it’s worth seeing if you have enough equity in your home to sell it and protect your investment.

>>You May Be Able To Use Your Equity To Sell Your House

In today’s real estate market, many homeowners have far more equity in their homes than they realize due to the home price appreciation we’ve seen over the past few years.

If you’ve lived in your house for at least a few years or more, chances are your home’s value, and your equity, has risen dramatically. If your home’s current value is higher than what you still owe on your loan, you may be able to use that increase to your advantage.

>>Lean on Experts To Explore Your Options

If you’re a homeowner facing hardship, lean on a real estate professional to explore your options and see if you can sell your house to avoid foreclosure.
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#realestate #realtor #realestateagent #home #realtorlife #househunting #dreamhome #realtorsofinstagram #luxury #luxuryrealestate #homesweethome #luxuryhomes #realestatelife #realestatemarket #homes #luxurymarket #eldoradohills #granitebay #folsomca #realtorlife #leonardirealestate #californiarealestate #folsomrealestate #housingmarket

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