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Blog

Real Estate Consistently Voted Best Investment [INFOGRAPHIC]

Some Highlights Based on a recent Gallup poll, real estate has been rated the best long-term investment for nine years in a row. Owning real estate is more than just a place to call home. It’s also an investment in your future. That’s because it’s typically a stable Continue Reading

If You’re Selling Your House This Summer, Hiring a Pro Is Critical

It can be tempting, especially with how hot the housing market has been over the past two years, to consider selling your home on your own. But today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will Continue Reading

Homeownership Could Be in Reach with Down Payment Assistance Programs

A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good news is Continue Reading

A Key Opportunity for Homebuyers

There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intensity and frequency of bidding wars. Continue Reading

Two Reasons Why Today’s Housing Market Isn’t a Bubble

You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real Continue Reading

Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC]

Some Highlights When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional. To find the best price, your agent balances current market demand, the values of homes in your Continue Reading

Homeownership Is a Great Hedge Against the Impact of Rising Inflation

If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued Continue Reading

Things To Avoid After Applying for a Home Loan

Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to Continue Reading

The Average Homeowner Gained $64K in Equity over the Past Year

If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect Continue Reading

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Happy 4th of July 🏠🇺🇸 . . . . . . . . . . Happy 4th of July 🏠🇺🇸
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Open House 🏠🇺🇸 . 🏠🇺🇸 Link in Bio Open House 🏠🇺🇸
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🏠🇺🇸 Link in Bio for details 🏠🇺🇸
OR leonardirealestate.com
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Newly Listed! Welcome to 1418 Crocker Dr. in the d Newly Listed!
Welcome to 1418 Crocker Dr. in the desirable gated community of The Summit in El Dorado Hills. First time on market, this stunning property features 4 BR w/ 2 spacious master suites which include covered verandas w/ incredible views, 4 BA, a steam shower, upper/lower-level laundry areas, spacious 30'+ 4-car garage, elevator option from garage to main floor. Upon arrival, you're greeted by a beautiful 8' mesquite wood front door, Saltillo tile floors, sweeping staircase w/ vaulted ceiling. Kitchen & family rm feature large windows for mesmerizing lake views & sunsets, French doors open to covered verandas, granite & Italian marble counter tops, copper farmhouse sink, soft close Knotty Alder wood cabinets, High-end SubZero & Thermidor Stainless steel kitchen appliances. Pride of ownership shines throughout, from the Artist designed landscaping & driveway to many of the home's interior details & features. This is the property to see if you are looking for that special place to call home. Listed at $1,895,000
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🏠 LINK IN BIO 🏠
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You may be reading headlines and hearing talk abou You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is in a bubble. The results indicate most a majority (60%) said the real estate market is not currently in a bubble.

If you’re concerned a crash may be coming, here’s are two key factors that should help ease your concerns.

>>1. Low Housing Inventory Is Causing Home Prices To Rise

Inventory is nothing like the last time. Prices are rising because there’s a healthy demand for homeownership at the same time there’s a limited supply of homes for sale. Odeta Kushi, Deputy Chief Economist at First American, explains:

“The fundamentals driving house price growth in the U.S. remain intact. . . . The demand for homes continues to exceed the supply of homes for sale, which is keeping house price growth high.”

>>2. Mortgage Lending Standards Today Are Nothing Like the Last Time

During the housing bubble, it was much easier to get a mortgage than it is today. Purchasers who acquired a mortgage over the last decade are much more qualified than they were in the years leading up to the crash. Realtor.com notes:

“. . . Lenders are giving mortgages only to the most qualified borrowers. These buyers are less likely to wind up in foreclosure.”

A majority of experts agree, we’re not in a housing bubble. If you have questions, let’s connect to discuss why today’s housing market is nothing like 2008.

#realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #leonardirealestate
🏡Buying a home allows you to stabilize what’s 🏡Buying a home allows you to stabilize what’s typically your biggest monthly expense: your housing cost. When you have a fixed-rate mortgage on your home, you lock in your monthly payment for the duration of your loan, often 15 to 30 years. James Royal, Senior Wealth Management Reporter at Bankrate, says, “A fixed-rate mortgage allows you to maintain the biggest portion of housing expenses at the same payment. Sure, property taxes will rise and other expenses may creep up, but your monthly housing payment remains the same. That’s certainly not the case if you’re renting.”

🏡So even if other prices increase, your housing payment will be a reliable amount that can help keep your budget in check. If you rent, you don’t have that same benefit, and you won’t be protected from rising housing costs.

🏡While it’s true rising home prices and higher mortgage rates mean that buying a house today costs more than it did even a few months ago, you still have an opportunity to set yourself up for a long-term win. That’s because in inflationary times, you want to be invested in an asset that outperforms inflation and typically holds or grows in value.

🏡If you’ve been thinking about buying a home this year, it makes sense to act soon, even with inflation rising. That way you can stabilize your monthly housing cost and invest in an asset that historically outperforms inflation. If you’re ready to get started, DM us so you have expert advice on your specific situation when you’re ready to buy a home.
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#realestate #realtor #realtors #realestateagent #home #realtorlife #househunting #dreamhome #homeoffice #realtorsofinstagram #luxury #luxuryrealestate #homesweethome #sold #luxuryhomes #realestatelife #realestatemarket #homes #luxurymarket #eldoradohills #granitebay #folsomca #realtorlife #leonardirealestate
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