A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have Continue Reading
Archives for October 2017
Renting or Buying…Either Way, You’re Paying Someone’s Mortgage
There are some people who have not purchased homes yet because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your Continue Reading
Buying a Home Can Be Scary… Unless You Know the Facts [INFOGRAPHIC]
Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts: 40% of millennials who purchased homes this year have put down less than Continue Reading
How to Save on a Mortgage Payment Whether Buying or Selling
In Trulia’s recent report, Rent vs. Buy: Roommate Edition, they examined the impact that renting with a roommate has in determining whether it is more expensive to rent or buy. The study explains: “Since we started keeping track in 2012, it’s been a better deal to buy Continue Reading
The #1 Reason to List Your House, NOW!
The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that sales rose 0.7% month-over-month, but remain 1.5% lower than they were a year ago. Some may look at these numbers and think that now is not a good Continue Reading
Millennials Flock Towards Low Down Payment Programs
A report released by Down Payment Resource shows that 61% of first-time homebuyers purchased their homes with a down payment of 6% or less. The trend continued among all buyers with a mortgage, as 73% made a down payment of less than 20%. An article Continue Reading
5 Reasons to Hire a Real Estate Professional When Buying or Selling!
Whether you are buying or selling a home, it can be quite an adventurous journey. This is why you need an experienced real estate professional to guide you on the path to your ultimate goal. In this world of instant gratification and internet searches, many sellers Continue Reading
Folsom Ice Rink in Historic Folsom
Eat, Shop & Ice Skate in Historic Folsom! Gather your family, neighbors and friends and visit the Folsom Ice Rink for some holiday ice skating in Historic Folsom. This beautiful circular ice rink was designed specifically for Folsom's downtown plaza in Historic Continue Reading
The Cost of Renting vs. Buying a Home [INFOGRAPHIC]
Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (29.2%) vs. the percentage needed to buy a median-priced home (15.8%), the choice Continue Reading
Hiring an Agent to Sell Your House May Cost You NOTHING!
There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide: Greater exposure to more buyers The skills of a professional negotiator A layer of protection from possible legal Continue Reading
